PayroScope
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Clear pricing, no puzzle

Start with clarity.
Upgrade when PayroScope earns its place.

The free plan is enough to build a useful first forecast. Pro is for fuller financial lives, shared households and deeper planning.

Free
£0 forever

See whether planning by pay day works for you. No card required.

  • 1 private project
  • 2 accounts and 2 income sources
  • 5 regular payments
  • Current money-month forecast
  • Opt-in safe-to-spend guidance
  • Opt-in savings pots and reserves
  • Opt-in change history with guarded undo
  • Project data archive
Start free
PayroScope Pro
£4.99 per month

Everything needed to plan across borrowing, retrospective periods and a shared household.

  • Up to 5 projects
  • Unlimited accounts, income and regular payments
  • Payment plans, loans and credit cards
  • Opt-in adaptive spending forecasts
  • Interest-aware avalanche and snowball comparisons
  • Contract renewal and cancellation-deadline tracking
  • Opt-in daily or weekly email reminders
  • Retrospective periods and printable plans
  • Partner invitations with editor or viewer access
  • Private MCP access for compatible assistants
Start free, upgrade insideCheckout is handled by Stripe. The renewal price and terms are shown before payment.

Decide with the full picture.

Connected banking is a limited private pilot. It is available only to approved accounts using a separate private project and a supported bank. A Pro subscription does not grant pilot access. Manual planning is available to every account.

PayroScope Pro is designed to appear at useful moments: when you add a BNPL plan, look back at another period, or want a partner to work from the same numbers. Free data is never held hostage if you decide not to upgrade.

Read subscription terms or ask a question before buying.